Choose the right Mastercard® Credit Card for your spending needs. Choose the features that are most important to you, such as CHOICE REWARDS® or a Low Fee option.

iCare standard on Credit Union Mastercard® Credit Cards

For every purchase you make using your Credit Union Mastercard® card, your Credit Union will make a donation to health care in your community here on PEI.  The benefits of the program stay right here in PEI.

CHOICE REWARDS® Mastercard® Credit Cards

YOUR CHOICE, YOUR REWARDS™.

Can there ever be too many rewards? We didn't think so. That is why we've packed the Choice Rewards program with more reward choices than ever before. Add value and turn qualifying everyday expenses into worldwide travel, brand name merchandise, charity donations and more‡.

‡See Rewards Program Terms & Conditions

Image of CHOICE REWARDS® World Elite® MasterCard® Credit Card

CHOICE REWARDS® World Elite® Mastercard® Credit Card

Image of Gold CHOICE REWARDS® MasterCard® Credit Card

Gold CHOICE REWARDS® Mastercard® Credit Card

Image of a CHOICE REWARDS® Low Fee Gold MasterCard® Credit Card

Low Fee Gold CHOICE REWARDS® Mastercard® Credit Card

Image of a Low Fee CHOICE REWARDS® MasterCard® Credit Card

Low Fee CHOICE REWARDS® Mastercard® Credit Card

Image of a No Fee CHOICE REWARDS® MasterCard® Credit Card

No Fee CHOICE REWARDS® Mastercard® Credit Card

Annual Fee
$150 $120 $59 $24 $0
Additional Card Fee
$40 $0 $0 $0 $0

Standard Annual Interest Rate

Purchases 19.99% 19.99% 19.99% 19.99% 19.99%
Balance transfers 24.99% 24.99% 24.99% 24.99% 24.99%
Cash advances 24.99% 24.99% 24.99% 24.99% 24.99%

Additional Features

CHOICE REWARDS® points
2 points‡ for every $1 spent on eligible purchases 1 point‡ for every $1 spent on eligible purchases 1 point ‡ for every $1 spent on eligible purchases 1 point ‡ for every $1 spent on eligible purchases 1 point ‡ for every $2 spent on eligible purchases
Bonus Points
5000 welcome bonus points†† 5000 welcome bonus points†† 3000 welcome bonus points†† 1000 welcome bonus points††
Purchase Assurance and Extended Warranty



Rental Vehicle Benefits1


Emergency Assistance Services1



Inclusive Travel Medical Insurance1

Concierge Services1
Price Protection1

1 Details of your coverage, including terms, conditions, limitations and exclusions, are in the Certificate of Insurance provided with your card

Student and Low Rate Mastercard® Credit Cards

Are you a student? Looking for a lower interest rate? Get all the same benefits of your Mastercard® Credit Card, and spend less on fees and interest. See your options below.

Image of a CHOICE REWARDS® Student MasterCard® Credit Card

Student CHOICE REWARDS® Mastercard® Credit Card

Image of a Student MasterCard® Credit Card

Student Mastercard® Credit Card

Image of a Low Rate MasterCard® Credit Card

Low Rate Mastercard® Credit Card

Annual Fee
$24 $0 $30
Additional Card Fee
$0 $0 $0

Standard Annual Interest Rate

Purchases 19.99% 19.99% 11.99%
Balance transfers 24.99% 24.99% 11.99%
Cash advances 24.99% 24.99% 11.99%

Additional Features

CHOICE REWARDS® points
1 point ‡ for every $1 spent on eligible purchases  
Bonus Points
1000 welcome bonus points††  
Purchase Assurance and Extended Warranty

Rental Vehicle Benefits1
Emergency Assistance Services1
Inclusive Travel Medical Insurance1
Concierge Services1
Price Protection1

1 Details of your coverage, including terms, conditions, limitations and exclusions, are in the Certificate of Insurance provided with your card